Benefits Checking
Benefits are the best! Could we pique your interest in checking with an interest-earning account? How about one that requires no balance?
And one that provides great benefits such as ID Theft Monitoring, Cell Phone Protection, Gas and Gift Card Discounts, and so much more! You’ll enjoy all of this for just a $5 monthly charge.
Convenient Access & Options for ALL Checking Accounts
- Receive your direct deposit up to 2 days early.** There are no extra steps for you to take advantage of this.
- Free online banking, mobile banking and text alerts, smartphone & tablet apps*
- Free mobile deposit that lets you deposit checks from anywhere via our apps*
- Free Purchase Rewards that give you cash back from participating retailers
- Free Money Management for budgeting and managing your money
- Free Visa® debit cards, direct deposit & eStatements
- Free access to 5,000+ Shared Branches and 30,000+ CO-OP Network ATMs nationwide and more
*Message and data rates may apply from your wireless carrier; must be enrolled in online banking to activate.
**There is no guarantee of early direct deposit receipt; early access to direct deposit funds depends solely on the timing of the payment file sent by the payer. This date is determined by the payer, not the Credit Union.
Identity Protection and so Much More
- IDProtect® – identity theft monitoring and resolution service**
- Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance***
- Up to $100,000 of Common Carrier Coverage***
- Cellular Telephone Protection (cellular bill must be paid through Benefits Checking account) ***
- Travel and Leisure Discount Membership*
- Health Discount Savings* – on vision and prescriptions
- $hopping Rewards™*
- Cash Back Member Rewards*
- Gas and Gift Card Discounts*
* $5 monthly fee
** IDProtect service is a personal identity theft protection service available to account owner(s) and joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available signers on the account who are not account owners, nor to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).
*** Insurance Program descriptions are summaries only. They do not include all terms, conditions and exclusions of the policies described; refer to actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at time of account opening.
**** $10 fee if the balance falls below $2,500 during the month; $5 fee if direct deposit is not present during the month.
***** Message and data rates may apply from your wireless carrier; must be enrolled in online banking to activate.
******Registration and/or activation required; terms and conditions apply.
Choose the Right Checking Account for You
At Neighbors Credit Union, we’re in your neighborhood and everywhere you go! Offering convenience, reliability, and a local customer-focused approach. That’s why we offer four different types of checking accounts, designed to meet the diverse needs of the members of our broader St. Louis Community.
Switch to Neighbors today to see the difference! Open a checking account online or stop by your local branch location to explore your options today.