IRA Retirement Accounts
Whether you hope to travel the world or just enjoy the grandkids at home, having a nest egg for your retirement can help you live the life you want in your post-work years. From the self-employed to savvy savers looking to boost their retirement funds, IRAs offer a simple vehicle for savings—with added tax benefits!
Explore Neighbors IRA Offerings
Savings isn’t one-size-fits-all. That’s why we offer our members a variety of savings plans to help you meet your retirement and education goals. Let our local team help you choose the best IRA account for your goals.
- Traditional IRA: Your contributions are pre-tax, reducing what you owe in income taxes the year you make them.
- Roth IRA: With a Roth IRA, you can enjoy tax-free withdrawals in retirement.
- Coverdell ESA: An educational savings account that offers tax-free distributions for educational expenses.
- IRA CD: Ideal for when you’re looking for a secure investment with a set term length.
Enjoy the Benefits Saving with Neighbors
Making it easy to get that new homeowner feeling! At Neighbors, we offer a wide variety of IRA choices. No matter what you choose, rest assured that all our IRAs offer:
- Flexibility: Our IRAs can meet a variety of needs and budgets. Choose from a Traditional IRA, a Roth IRA, or Coverdell Education Savings Accounts.
- Competitive Interest: With tiered interest, the more you save, the better! Get higher rates the higher your account balance.
- Customizable Options: Work with your local team to create the right savings plan for you and your family.
- Online Tools: Easy-to-use calculators and online resources can help take the guesswork out of retirement planning.
- Enhanced Security: With a robust combination of federal and private insurance, Neighbors Credit Union insures your deposit accounts to at least $500,000.*
Start Your Savings Plan Today!
From IRAs for retirement to ESAs for education, our IRA accounts can help you grow your savings faster. And at Neighbors Credit Union, we offer personalized guidance to help you find the best plan for your unique goals.
Explore our rates, apply online today, or schedule an appointment at your neighborhood branch to learn more about your St. Louis IRA options!
*With the combination of federal and private insurance, Neighbors Credit Union insures your individual retirement accounts to at least $500,000.