Personal Lines of Credit
What Our Line of Credit Offers
- Easy access to your funds. Easily transfer money from your line of credit to your Neighbors checking account using online and mobile banking, in-person at your branch, or over the phone. You can also use your line of credit like a checking account, paying for purchases and bills with checks or a free debit card.
- Overdraft protection. Connect your line of credit to your bank account and never worry about overdrawing your account.
- Affordable financing. Don’t rely on high-interest credit cards to cover your bills. With competitive interest rates and no annual fee, using your line of credit can help you save money on financing charges.
How it Works
Interested in opening a Personal Line of Credit? It’s easy to enjoy a credit line of up to $10,000 from Neighbors. Apply online, in-person at your local Missouri branch, or over the phone.
Once approved, you can access funds up to your credit limit via online transfer, in-person withdrawals, phone transactions, or with your line of credit checkbook or debit card. Use them for whatever need arises—there are no restrictions on how you use your line of credit.
Only pay interest on the amount you use, with flexible repayment options that can be customized to your budget.
Many Ways to Use It
A line of credit can help ensure that you meet your financial commitments, giving you breathing room in your budget and a financial cushion when you need it.
- Checking account overdraft
- Home improvements
- Auto repairs
- Debt consolidation
- Vacations, special events, and other planned expenses
Apply for Your Line of Credit Today
Looking for ways to better manage your day-to-day payment needs? Get the financial assurance you need for your everyday money management with a Neighbors Personal Line of Credit.
Reach out to a Neighbors lender to learn more about our Personal Line of Credit and other affordable financing options or apply online for your line of credit today!
