Hospital Accident Plan
With a Hospital Accident Plan, you can collect direct payments of up to $1,800 a day when hospitalized with an accident-related injury.
What is Accident and Hospital Insurance?
Hospital Accident Plans are not medical coverage. Instead, they are designed to offer financial support during hospital stays resulting from accidental injuries. A Hospital Accident Plan can help offset expenses incurred during a hospital stay, including room and board, surgery costs, and other medical services.
Hospital Accident Plans can be especially valuable for individuals with high deductibles or limited health insurance coverage. Additionally, those with active lifestyles or occupations with higher risk of accidents may find hospital accident plans beneficial for their added financial security.
What does a Hospital Accident Plan Policy Cover?
With the Hospital Accident Plan available to Neighbors Members as a member benefit, when a serious covered accident lands you in the hospital you can receive the following benefits:
- $1,800 a day for intensive care confinement
- $900 a day for hospital confinement
All cash benefits are paid directly to you, the policy holder, to be used however you see fit. In addition to out-of-pocket medical expenses, your Hospital Accident Plan payments can be used to cover lost wages, living expenses, and other ongoing needs.
Benefits of Hospital Accident Plans
Whether you have a higher-risk occupation or minimal health insurance coverage, Hospital Accident Plans can provide many benefits in the event of a hospitalization due to injury.
- Direct Payments: Payments from these plans are made directly to policyholders, providing flexibility in managing financial needs post-accident.
- A Supplement to Insurance: All payments are paid in addition to any other insurance you may have.
- Affordable Premiums: Low, monthly premiums provide accessible coverage for Neighbors members.
- Simplified Application Process: The fast and straightforward enrollment process makes Hospital Accident Plans convenient and accessible for eligible applicants.
Learn More About Hospital Accident Coverage
Accidents that result in hospitalization can quickly upset your financial balance, with lost wages and increased medical expenses. A Hospital Accident Plan can help you reduce your out-of-pocket costs by providing simple and straightforward supplemental income during your stay in the hospital.
To learn more about supplemental hospital insurance coverage, call 1-877-941-9508.
