Direct Deposit - Early Availability

What’s better than the convenience of direct deposit? Receiving your direct deposit up to 2 days early!  We realize your day-to-day purchases, bill payments and budgeting are often scheduled around when you receive your paycheck, social security or pension benefits, so we’re committed to making these funds available as the payment file is received from your payer.*  Best of all, there are no extra steps for you to take advantage of this.  All you need is a Neighbors checking account and direct deposit.  We do the rest.  

It's important to note, early access to direct deposit funds depends solely on the timing of the payment file sent by the payer. In order for a direct deposit to be to posted early, the payment file must be received prior to the anticipated deposit date.  This date is determined by the payer, not the Credit Union. 

*There is no guarantee of early direct deposit receipt.