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Home Loans
Turn to your Neighbors!
The Neighbors Team is here for you ... with great home loan rates, expert advice and personalized, friendly service throughout the entire home loan process. From application, to preapproval to closing and beyond, it's just what you expect from a great Neighbor! Give us a call today at 314-892-5400 ext. 11095 or email [email protected] to discuss the loan that's right for you. If you're ready to apply, you can do so online today!
Purchasing and Refinancing
If you are ready to upsize, downsize or first-time home buy, financing your dream house is easy with your Neighbors. There are several benefits and services including:
- Up to 100% financing (details below)
- FHA and VA loans available
- 100% virtual mortgage loan process available
- Portfolio lending to assist with more challenging situations
Looking to refinance? Neighbors can help! Refinancing your home can help reduce your interest rate, eliminate PMI, or get cash out to consolidate debt. Give us a call today.
100% Financing
It's never been easier to get in the home of your dreams than with 100% financing with your Neighbors! Here you'll find 100% financing available on owner-occupied 1-4 unit single family residence and warrantable condo purchases. This financing option requires $1000 minimum out-of-pocket expenses towards closing costs or escrow, plus two months principle, interest, taxes, insurance, and association (PITIA) reserves. Gift funds and non-owner occupant co-borrowers are excluded. Sound interesting to you? Give us a call at 314-892-5400 ext. 11095 to learn more.
Mortgages loans available for properties in Missouri or Illinois only. Interest rate and fees available are based on underwriting criteria including credit history, property type, loan to value, and may be different than rates posted. Please contact a loan officer for current rates and fees. Rates are subject to change without notice. Additional rates and terms may be available. Please call 314-892-5400, ext. 11095, for details on all products. Fixed Mortgages: Minimum down payment of 5% (or 3% for Fannie Mae Homeready Mortgage) required. For example, a $250,000 purchase price with 20% down payment and $200,000 financed is the example used for the APR above. Minimum loan amount of $75,000 required. The interest rates used in the foregoing examples are based on current market rates reflecting $200,000 purchase loans with 20% equity and a 740 credit score, are for purposes of example only and are not meant to be relied upon. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the annual percentage rate (“APR”) and the monthly mortgage payment. APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, mortgage insurance, discount points (also referred to as “points”) and loan-origination fees. NMLS #509288
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