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Individual Retirement Accounts (IRAs)
It’s never too early or too late to start saving for retirement. An Individual Retirement Account also known as an IRA will provide you with a strong foundation for the future and can offer an immediate tax deduction or tax-deferred interest. (Consult your tax advisor.)
Neighbors Credit Union proudly offers different types of IRA accounts. Our IRA accounts include Traditional IRAs and, Roth IRAs. In addition, Neighbors Credit Union offers Coverdell Education Savings Accounts. Neighbors Credit Union's individual retirement accounts are on a tiered structure, giving you the power to earn a higher interest rate the higher your balance is. In addition, the option of an IRA CD is also available with terms from 12 to 84 months.
Each individual retirement account has specific requirements that must be met for opening accounts, contributions, and withdrawals. Please visit a branch for further details or visit the Internal Revenue Service's website.
Visit one of our branches and open your IRA today! Have questions? Call 314-892-5400 or email [email protected].
With the combination of federal and private insurance, Neighbors Credit Union currently insures your deposit accounts to at least $500,000 and your Individual Retirement Accounts to at least $500,000!
Interest is posted quarterly and there is a low $10 annual maintenance fee. Fees could reduce earnings on IRA CDs. Early withdrawal penalties may apply. See credit union for full details.
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